BEGIN:VCARD VERSION:2.1 N;LANGUAGE=en-us:Nathu;Kisen FN:Kisen Nathu ORG:Encore Consumer Capital TITLE:Associate TEL;WORK;VOICE:(415) 296-9850 x105 TEL;WORK;VOICE:(415) 230-7785 ADR;WORK;PREF:;;100 California Street, Suite 670;San Francisco;CA;94111;United States of America LABEL;WORK;PREF;ENCODING=QUOTED-PRINTABLE:100 California Street, Suite 670=0D=0A= San Francisco, CA 94111 X-MS-OL-DEFAULT-POSTAL-ADDRESS:2 URL;WORK:www.encoreconsumercapital.com EMAIL;PREF;INTERNET:kisen@encoreconsumercapital.com X-MS-OL-DESIGN;CHARSET=utf-8: REV:20081002T002114Z END:VCARD